Income Protection: Your Salary Cover In Need

One of the important protection that you need to consider is income protection insurance.  This insurance will pay most of your income when there is unfortunate event beyond your control that prevent you to earn that income. For example: if you are involved with some accident that make you unable to work for several months or you suffer from an disease or illness that make it impossible to work as normal. In this case, usually your employer will not be able to employ you any more, and you will receive the replacement of your salary from the insurance company instead. (Unfortunately, no payout will be transacted if you lose your job because of your own will or sacked by the company) Read more

Protect Your Financial Life: Insure Yourself

When we are busy trying to improve our financial situation and our life in general, one thing that usually people forget is that we are human. As human we got sick, sometimes very sick: do we have enough money to cover the medical cost? Do we have enough money to pay those bill when we are not well? Do we have enough money to finance the recovery?  And as human we also will die, sooner or later. And when that’s happen, are we going to be ready ? At least financially ? Read more