Everybody Can Be Rich Financially, Do You Know How?

If I make a statement that everybody – no exception – can be rich – financially – , people usually laugh at me and tell me that I am dreaming. That’s understandable as we can see not too many people around us that can be categorized as rich. When I say rich, I means rich financially – have more money that they need – not some proverbial “rich at heart” or something else. So, how you can be rich ? Read more

Wanna be Rich? Change Attitude First !

If you want to be rich, I mean financially wealthy, you have to have the attitude before anything else. According to Meriam-Webster, attitude is “a mental position with regard to a fact or state” or simply put how we perceive about anything that happening around us. So, it’s actually about your  mindset ! But what the relation between mindset and richness? Why attitude or mindset is more important than everything else ? Let’s take a quick drive…. Read more

Improve Your Finance Position: The Big Picture

Most people will think that to improve their finance position what they do is just increase their income. Unfortunately, that is not true at all. When people get an increase on their earning, immediately they increase their expenses: new house, new car, new TV, holiday, an many more. After a while they will found out that they are in the same position like before: living from pay check to pay check, no or negligible saving, and I bet the debt in form of credit card debt or other debt is even higher than before.

You can see the same situation with all those instant millionaire who won a lottery of some kind. After few years or even faster, their financial position not only go back to where it was before the winning, but also many found themselves in much worse position.

On the other hand, for those who knows the secrets, even without any increase in their income,  their financial position can be improved significantly: less debt, financial protection, more saving, and improved lifestyle. So, what does it takes to improve your finance position? Read more

Effective and Smart Budgeting With No Hassle In 15 minutes!

When talking about budget and actually doing it, some  people seems to bother more about which software that they need to buy, which method do they need to follow (as in accounting method ), etc.  On the other side of the coin: some people only do the budgeting on their head, as remember everything on their memory. And the rest of us simply don’t bother about any budgeting at all….. Read more