Rule of Ten: The Least You Can Do

Let’s face it: saving is not that easy with all of those bill and additional expenses that we need to cover. But fortunately, it’s not that hard either. As long as you are willing to commit to it, a little tip and rule of ten, will help you go trough this small hurdle of making a saving.

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A Sweet Revenge: Let The Banks Pay Your Debt

Here is the thing. Most of you in one way or another, sooner or later, will probably think that the bank you deal with, is ripping you off. Expensive home loan rate, account keeping fee, monthly fee, yearly fee, transaction fee, exchange fee, settlement fee, break up fee, overdraft fee, loan fee, ATM fee, dishonor fee, name search fee, etc, etc – you named your reason. Well, cannot really blame them as they are in the business to make money by providing financial service, i.e: not charity or foundation that will serve you for free. Now, having said that, how about if there is a sweet way to take revenge to your bank that make them pay your debt: it’s legal, it’s very sweet with very little effort. Interested?… Keep reading.

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Income Protection: Your Salary Cover In Need

One of the important protection that you need to consider is income protection insurance.  This insurance will pay most of your income when there is unfortunate event beyond your control that prevent you to earn that income. For example: if you are involved with some accident that make you unable to work for several months or you suffer from an disease or illness that make it impossible to work as normal. In this case, usually your employer will not be able to employ you any more, and you will receive the replacement of your salary from the insurance company instead. (Unfortunately, no payout will be transacted if you lose your job because of your own will or sacked by the company) Read more

Protect Your Financial Life: Insure Yourself

When we are busy trying to improve our financial situation and our life in general, one thing that usually people forget is that we are human. As human we got sick, sometimes very sick: do we have enough money to cover the medical cost? Do we have enough money to pay those bill when we are not well? Do we have enough money to finance the recovery?  And as human we also will die, sooner or later. And when that’s happen, are we going to be ready ? At least financially ? Read more