Funeral Plan Insurance ? Probably…..

I hope this was not some kind of signs or anything, but one of the insurance company that I ask for car insurance quote sometimes ago, sent me a package of Funeral Insurance plan with the quotation. Although, sometimes I often hear the ads on the radio, I did not really think it through that [...]

Read More

Insurance? 2 Kinds of Premium Pricing You Need to Know

No matter what kind of insurance you want to get, if you are expected to pay the premium continuosuly, it usually falls into 2 different kinds of pricing that we will discuss today: the stepped premium or the level premium. Although each has positive and negative factor, there is not much consideration as one type is much better than the other. Which one? Let’s get started…

Read More

A Sweet Revenge: Let The Banks Pay Your Debt

Here is the thing. Most of you in one way or another, sooner or later, will probably think that the bank you deal with is ripping you off. Homeloan rate, Account keeping fee, monthly fee, yearly fee, transaction fee, exchange fee, settlement fee, break up fee, overdraft fee, loan fee, ATM fee, dishonor fee, name search fee, etc, etc – you name your reason. Well, cannot really blame them as they are in the business to make money by providing financial service, i.e: not charity or foundation that will serve you for free. Now, having said that, how about if there is a sweet way to take revenge to your bank that make them pay your debt: it’s legal, it’s very sweet with very little effort. Interested… Keep reading.

Read More

Protect Your Financial Life: Insure Yourself

When we are busy trying to improve our financial situation and our life in general, one thing that usually people forget is that we are human. As human we got sick, sometimes very sick: do we have enough money to cover the medical cost? Do we have enough money to pay those bill when we are not well? Do we have enough money to finance the recovery? And as human we also will die, sooner or later. And when that’s happen, are we going to be ready ? At least financially ?

Read More