All Other Finance Articles

Why (almost) Everything In Australia is More Expensive than Overseas ?

Recently, where AU$1 can buy more than US$1, here people in Australia start to get more and more notice about how much more expensive is everything in Australia. Some big retailer blame the tax policy and online / internet retailer. The problem with that is sometime the difference is not proportional to the tax being discussed. If it is not the tax,... Read more

Purchase Cheap Online ? Maybe Not: 2 Most Important Tips – No, Not About Security

So you heard that buying online is a cheaper alternative… But hold on, are you sure about that ? Below is the 2 most important tips, that one should never ever forget to do before doing any purchase online…It’s not about the security yada yada, it more fundamental than that…. Read more  Read More →

Funeral Plan Insurance ? Probably…..

I hope this was not some kind of signs or anything, but one of the insurance company that I ask for car insurance quote sometimes ago, sent me a package of Funeral Insurance plan with the quotation. Although, sometimes I often hear the ads on the radio, I did not really think it through that much… Until now…. Read more  Read More →

Insurance? 2 Kinds of Premium Pricing You Need to Know

No matter what kind of insurance you want to get, if you are expected to pay the premium continuosuly, it usually falls into 2 different kinds of pricing that we will discuss today: the stepped premium or the level premium. Although each has positive and negative factor, there is not much consideration as one type is much better than the other. Which... Read more

Rule of Ten: The Least You Can Do

Let’s face it: saving is not that easy with all of those bill and additional expenses that we need to cover. But fortunately, it’s not that hard either. As long as you are willing to commit to it, a little tip and rule of ten, will help you go trough this small hurdle of making a saving. Read more  Read More →

How to Get Rich: 4 Simple Plans To Do

I would think (almost) everybody will want to get rich, I mean financially wealthy. Some will denied that intention publicly, some will embrace it cheerfully. But most of those people, probably won’t have a real clue how to get rich. Because getting rich is not merely a result of getting more income. It has to follow the 4 simple plans outline... Read more

For the Savvy, There is No Junk Mail ?

I think it’s everywhere. The junk mail that is. In our place they come weekly without fail. From local restaurant, supermarket, department store even from local politician and many other sources, they just somehow stuck them in in your mailbox. But put your frustration aside, can this “junk mail” or more politely marketing material... Read more

Kiyosaki: “Savers are Losers” – A Sad Truth with a Catch

One of principle that has been emphasized by Robert “Rich Dad” Kiyosaki is that “Savers are Losers“. Yes, you read it right: the one who saves money are the losers. This is actually a sad truth that nobody can denied. But why he even say that? Is that mean we don’t have to save money at all ? What’s the catch ? Since... Read more

Behind Cash Back Offer: Why Company Give Away Cash?

Ever see promotional brochure that mention you will get a cash back if you buy certain product? Have you ever think about it why they make it so complicated ? Why just discount the price – end of story…?  In this article you will know why it is and so you understand if this marketing strategy will be more and more often be used by more... Read more

Everybody Can Be Rich Financially, Do You Know How?

If I make a statement that everybody – no exception – can be rich – financially – , people usually laugh at me and tell me that I am dreaming. That’s understandable as we can see not too many people around us that can be categorized as rich. When I say rich, I means rich financially – have more money that they need... Read more

Wanna be Rich? Change Attitude First !

If you want to be rich, I mean financially wealthy, you have to have the attitude before anything else. According to Meriam-Webster, attitude is “a mental position with regard to a fact or state” or simply put how we perceive about anything that happening around us. So, it’s actually about your  mindset ! But what the relation... Read more

Credit History: An Important Document You Can’t Deny

Credit history is simply a record to all your activities in the past in relation with loan and debt. It’s not only all your personal loan, homeloan/mortgage, car loan or credit card account that you apply are there, it’s may also contain all the subscription that you have such your post-paid mobile account and even electricity/gas account. ... Read more

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